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Now we come to the next alternative part of Medicare, the Prescription Drug coverage or Part D.

Well, it's that time of the year when those of us having any type of Medicare insurance should take some time to look at our medical and financial situations.

Although Original Medicare is the normal minimum coverage that most seniors live with it is not the end of the options available.

Part B is the other half of Original Medicare, which is the coverage for most professional services.

Original Medicare is somewhat automatic when a person reaches the age of 65, but not in all cases. Let's explore.